If you want to use your own bank, read about the process by CLICKING HERE
There are 3 paths to financing and we have 2 banks you can try with...
However, it us up to you to apply and work with the bank directly to see if they can get you approved. Here is the info to proceed with one or both of the banks (you can apply to all at the same time).
Most of the time:
1) You need 25-35% down. **DO NOT APPLY WITH THEM IF THE CAR IS OVER 15 YEARS OLD OR HAS OVER 150K MILES. APPLY FOR A PERSONAL LOAN WITH UPSTART INSTEAD **
2) Approvals take 3-4 business days (YES THEY ARE SLOW)
3) You have to be able to prove income (check stubs or tax returns)
4) You cannot have any open collections or really horrible credit
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You can apply for a personal loan with Upstart. Use this option for cheap cars (under $4k) or those older/higher miles than 15 years/150k miles.
You can pay with a credit card OR Crypto!
If you have 30% in crypto, certified check or money order (we dont take cash), you can swipe up to $5000. Small additional costs apply!